Last Updated: February 3, 2026
Please read these Terms and Conditions ("Terms") carefully before accessing, browsing, or using any website, digital platform, application, or service operated by Mayana Africa (also known as Mayana Coop, collectively "Mayana Africa," "we," "us," or "our").
These Terms apply to all current and future financial products, services, and engagements offered by Mayana Africa, whether directly or indirectly, including but not limited to:
These Terms apply regardless of whether a particular product or service is specifically described on the platform.
Mayana Africa provides financial and related services that may evolve over time. The availability, structure, eligibility criteria, pricing, duration, and specific terms of any service are determined at our sole discretion and may be amended from time to time.
No information on our platform constitutes a binding offer, commitment, approval, or guarantee unless expressly stated in a written agreement executed by all relevant parties.
Any transaction or engagement with Mayana Africa shall be governed by separate written agreements where applicable.
By using our platform or services, you represent and warrant that:
We reserve the right to suspend or deny access where these conditions are not met.
Mayana Africa operates subject to applicable laws and regulations of the Federal Republic of Nigeria, including but not limited to financial services, anti-money laundering, counter-terrorism financing, and data protection laws.
Nothing in these Terms shall be interpreted as a waiver of any regulatory requirement or obligation applicable under Nigerian law.
Mayana Africa is committed to protecting personal and business data in accordance with the Nigeria Data Protection Regulation (NDPR) and applicable data protection laws.
Users may exercise rights to access, correction, or deletion of personal data, subject to legal and regulatory obligations. Additional details are available in our Privacy Policy.
All non-public information exchanged in connection with our services shall be treated as confidential, except where disclosure is required by law, regulation, court order, or regulatory authority.
You acknowledge and agree that:
Mayana Africa does not make representations or warranties regarding performance, profitability, availability of funding, or investment outcomes.
An Event of Default occurs if, in relation to any obligation, facility, investment, or agreement with Mayana Africa, a user or counterparty:
To the fullest extent permitted by Nigerian law, Mayana Africa shall not be liable for:
Where liability cannot be excluded, it shall be limited to the extent provided under applicable law or relevant written agreements.
Mayana Africa may introduce new products, services, or features from time to time. Unless expressly stated otherwise, such offerings are governed by these Terms.
We reserve the right to amend or update these Terms at any time. Continued use of the platform after changes take effect constitutes acceptance of the revised Terms.
Mayana Africa may suspend or terminate access to the platform or services, with or without notice, where permitted by law. Termination does not affect accrued rights or obligations.
These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria.
The courts of Nigeria shall have exclusive jurisdiction over any dispute arising out of or in connection with these Terms, subject to any mandatory dispute resolution mechanisms agreed in writing.